Loan products

Money that fits the shape of your income.

Salaried, self-employed, mid-term, or backed by something you own. The right loan depends on how you earn, not a one-size form. Here's how each of ours works.

Salaried client reviewing paperwork
01 — Salary advance

The gap before payday doesn't have to be a crisis.

If you're on a fixed salary and something has landed early. Rent, a medical bill, school, or transport? A salary advance closes the gap without touching next month's plans more than it has to.

Best forSalaried employees
RepaymentNext payday
NeedsPayslip & national ID
Shop trader in Kampala
02 — Trader & business loan

Stock doesn't wait for a slow week to end.

Built for shop owners, wholesalers and boda riders who need capital to restock, cover a lean stretch, or take on a bulk order without pausing the business to find the cash.

Best forTraders & small businesses
RepaymentWeekly or monthly
NeedsProof of trade, ID
Parent preparing school fees
03 — School fees loan

One term deadline shouldn't compete with everything else due that week.

Timed around the school calendar? We settle fees issues on time and the rest of your month isn't thrown off balance.

Best forParents & guardians
RepaymentAligned to term dates
NeedsFees structure, ID
Vehicle logbook and documents
04 — Asset-backed loan

For the plans that need real capital behind them.

Secured against a vehicle logbook or land title, this is the loan for a bigger step. A vehicle, equipment, a renovation sized to what the asset can responsibly support.

Best forLarger, planned expenses
Repayment3–24 months
NeedsLogbook or title, ID

Rates and exact terms depend on the loan and your situation. We go through the actual numbers in person, not in fine print.